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First Sale / Resale
Fin Experts can provide best offers to buy the property from Developer and Secondary Market. We have variety of Banks. We can provide you best rate based on your requirements and profile.
Enquire nowMortgage products
Mortgage solutions for every buyer
First sale, resale, buy out and equity release – with the best offers from our panel of UAE banks.
What we offer
Products
Tailored mortgage solutions from a wide panel of UAE banks – matched to your requirements and profile.
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Buy Out
If you have existing loan with some bank, we can offer you better rate with additional cash as equity.
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Equity Release
Fin Experts can assist you get cash against your property. We can provide you different options of the bank which will be suitable based on your profile and requirements.
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Income Profiles
Whatever the source of your income, we match you with the lenders most likely to say yes.
Up to 80% LTVSalaried
Refers to an individual who receives a fixed amount of income on a regular basis from their employer. When applying for a mortgage, lenders may consider a salaried customer as a more stable and reliable borrower due to their consistent income stream.
Salaried clients can get up-to 80% loan to value for their property. Also, banks can provide additional 5% to 10% of property value as a transaction related loan.
Up to 80% LTVSelf Employed
Refers to an individual who owns and operates their own business or works as a freelancer, consultant, or contractor. When applying for a mortgage in UAE, self-employed customers may face additional documentation requirements and scrutiny by lenders due to their variable income and financial risk.
Self employed clients can get up-to 80% loan to value for their property. With easy documents process 60% to 63% loan is possible.
Up to 80% LTVRental Income
Refers to an individual who earns income from rental properties they own. When applying for a mortgage in UAE, lenders may take into account the rental income as part of the borrower's overall income, which could increase their borrowing power. However, lenders may also require proof of the rental income and may consider the potential risks associated with owning rental properties.
Rental Income clients can get up-to 80% loan to value for their property.
Up to 75% LTVNon-Resident of UAE
Refers to an individual who is not a citizen of the UAE and does not reside in the country but wishes to purchase property in the UAE. Also, the individuals, who have investment visa based on property are eligible to get mortgage in UAE based on the income of some other country.
They can borrow up-to 75% loan of property value. Based on easy documents, 60% loan of property is very quick solution.
What we finance
Properties
From ready homes to off-plan investments and commercial space, we know how each UAE lender assesses risk.
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Residential
These are homes or apartments designed for living purposes. When applying for a mortgage in UAE, residential properties are often considered a lower risk for lenders compared to commercial properties, as they are usually easier to sell and have a higher demand from buyers. Banks may also offer lower interest rates and more favorable terms for residential property mortgages.
Discuss your home loan
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Commercial
Real estate used for business purposes such as offices, retail spaces and warehouses. When applying mortgage in UAE, commercial properties may be considered higher risk for lenders due to the potential for fluctuations in rental income and demand from tenants. Banks may require a larger down payment, higher interest rates, and additional documentation to assess the borrower's financial stability and ability to manage the commercial property.
Discuss commercial finance
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Off Plan / Under Construction
Properties that are still under construction or in the pre-construction phase. When applying for a bank mortgage in UAE, off-plan properties may come with additional risks for banks and borrowers, such as delays in completion, changes in construction plans, and potential price fluctuations.
Discuss off-plan finance