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First Sale / Resale
Fin Experts can provide best offers to buy the property from Developer and Secondary Market. We have variety of Banks. We can provide you best rate based on your requirements and profile.
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Dubai Mortgage Brokers · Since 2016
Get your mortgage for 3.85%* today
The bank rates change depending on many factors, however we are here to give you the best bank offers according to your demand and profile.
- Loan to value for residents
- 80%
- Loan to value for non-residents
- 75%
- Trusted in Dubai since
- 2016
What we offer
Products
Tailored mortgage solutions from a wide panel of UAE banks – matched to your requirements and profile.
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Buy Out
If you have existing loan with some bank, we can offer you better rate with additional cash as equity.
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Equity Release
Fin Experts can assist you get cash against your property. We can provide you different options of the bank which will be suitable based on your profile and requirements.
Enquire nowWho we help
Income Profiles
Whatever the source of your income, we match you with the lenders most likely to say yes.
Up to 80% LTVSalaried
Refers to an individual who receives a fixed amount of income on a regular basis from their employer. When applying for a mortgage, lenders may consider a salaried customer as a more stable and reliable borrower due to their consistent income stream.
Salaried clients can get up-to 80% loan to value for their property. Also, banks can provide additional 5% to 10% of property value as a transaction related loan.
Up to 80% LTVSelf Employed
Refers to an individual who owns and operates their own business or works as a freelancer, consultant, or contractor. When applying for a mortgage in UAE, self-employed customers may face additional documentation requirements and scrutiny by lenders due to their variable income and financial risk.
Self employed clients can get up-to 80% loan to value for their property. With easy documents process 60% to 63% loan is possible.
Up to 80% LTVRental Income
Refers to an individual who earns income from rental properties they own. When applying for a mortgage in UAE, lenders may take into account the rental income as part of the borrower's overall income, which could increase their borrowing power. However, lenders may also require proof of the rental income and may consider the potential risks associated with owning rental properties.
Rental Income clients can get up-to 80% loan to value for their property.
Up to 75% LTVNon-Resident of UAE
Refers to an individual who is not a citizen of the UAE and does not reside in the country but wishes to purchase property in the UAE. Also, the individuals, who have investment visa based on property are eligible to get mortgage in UAE based on the income of some other country.
They can borrow up-to 75% loan of property value. Based on easy documents, 60% loan of property is very quick solution.
What we finance
Properties
From ready homes to off-plan investments and commercial space, we know how each UAE lender assesses risk.
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Residential
These are homes or apartments designed for living purposes. When applying for a mortgage in UAE, residential properties are often considered a lower risk for lenders compared to commercial properties, as they are usually easier to sell and have a higher demand from buyers. Banks may also offer lower interest rates and more favorable terms for residential property mortgages.
Discuss your home loan
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Commercial
Real estate used for business purposes such as offices, retail spaces and warehouses. When applying mortgage in UAE, commercial properties may be considered higher risk for lenders due to the potential for fluctuations in rental income and demand from tenants. Banks may require a larger down payment, higher interest rates, and additional documentation to assess the borrower's financial stability and ability to manage the commercial property.
Discuss commercial finance
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Off Plan / Under Construction
Properties that are still under construction or in the pre-construction phase. When applying for a bank mortgage in UAE, off-plan properties may come with additional risks for banks and borrowers, such as delays in completion, changes in construction plans, and potential price fluctuations.
Discuss off-plan finance
Leadership
Meet our CEO / Founder
M. Fawad Jamil
A trusted advisor and leader in the UAE mortgage and banking industry.
Mr. Fawad Jamil has a proven track record of success in the mortgage and banking industry, having worked with numerous clients and financial institutions throughout his career. He is highly skilled in areas such as mortgage underwriting, loan origination, financial analysis, and risk management, which has helped him to provide valuable insights and solutions to his clients.
In addition to his technical expertise, Fawad is also known for his exceptional customer service and his ability to build strong, long-lasting relationships with clients and industry colleagues alike. His dedication to excellence and commitment to delivering results have earned him a reputation as a trusted advisor and leader in his field.
Book a consultationThe people behind your mortgage
Our Management
Mr. Waqas Ahmed has exceptional leadership skills. Throughout his career in the financial services industry, with his strong track record, he has gained a reputation as an accomplished professional who consistently delivers results. His extensive knowledge of the industry, combined with his strategic vision, has enabled him to drive growth and profitability for his teams and organizations.
He is leading and managing sales team of Fin Experts Commercial Brokers LLC. A best person to create strategies to drive revenue growth. Setting sales goals, developing strategies, analyzing market trends, managing budgets, and building relationships with key clients.
He is a dynamic and results-driven Business Development Manager, crafting innovative growth strategies that drive revenue and expand market presence. With a proven track record in building strategic partnerships and identifying new business opportunities, he excels in leveraging data insights to inform decision-making and optimize performance across all initiatives.
Established 2016
About us
Fin Experts Mortgage Broker is a leading mortgage brokerage firm based in Dubai, United Arab Emirates. Established in 2016, the company has built a strong reputation for providing expert advice and personalized solutions for individuals and businesses seeking home financing solutions.
With a deep understanding of the local real estate market and access to a wide range of lenders, Fin Experts helps clients secure the best rates and terms for their mortgage.
Vision
Our vision is to become the most trusted and respected mortgage brokerage firm in UAE with exceptional customer service, expertise, and strong partnerships.
Mission
Our mission is to establish trust and credibility by conducting business with honesty, integrity, transparency, and professionalism. We provide the best solutions by staying updated and partnering with lenders and stakeholders for long-term client relationships.
2016Established
Contact us
Get the quickest process to the best bank offers
Send us a message and let's talk about it.
- Call us+971 4 3962 666
- Emailmd@fin-experts.ae
- Visit usOffice No.6, 2nd Floor, M Hotel, Crystal Tower, Downtown, Dubai, UAE
- Office hoursMon – Fri, 9:00 – 18:00